If you drop that into a piggy bank and then once a year put $1,434 in a savings account at 1% interest rate, you will have your trip money.

如果你把钱存到存钱罐里，然后每年把1434美元存到一个利率为1%的储蓄账户里，你就会有旅行资金了。

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If you drop that into a piggy bank and then once a year put $1,434 in a savings account at 1% interest rate after-tax, you will have your trip money.

如果你把钱放进储钱罐里，然后每年按税后1%的利率把1434美元存入储蓄账户，你就有了旅行的钱。

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The interest rate for time deposits is much higher than regular savings account, too.

定期存款的利率比一般的储蓄存款利率要高得多

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These accounts may offer a higher interest rate than the savings account options at a local bank.

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The same is true of certificates of deposit: They include heavy penalties, which at first glance seem to outweigh the slightly higher interest rate they offer over a typical savings account.

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This is much more secure than stocks or other investments, but the interest rate is higher than with a regular savings account.

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